Gaijin Grandfather

Wow, met a fellow gaijin in the community gym today. The guy is 61 years old lived in Japan for 35 years. Father of 2 kids and has 2 grandchildren. Moving from school district to school district he has taught English for the entire time. He has no employer pension and is entitled to a small government pension when the time comes. I got the feeling he is broke. It does not matter where you are - planning for the future is so important.